Ondo US Dollar Yield
Peers · Tokenized Treasuries
AVG 3.50% · BENCH 2.00%| TICKER | ISSUER | YIELD | vs SAV | RISK | MIN |
|---|---|---|---|---|---|
| USDY ◂ | Ondo Finance | ~3.69% | +169bp | VERY LOW | ~$50 (secondary market) |
| JTRSY | Anemoy / Janus Henderson (Centrifuge) | ~3.59% | +159bp | LOW | $500,000 (institutional) |
| OUSG | Ondo Finance | ~3.56% | +156bp | LOW | $5,000 |
| mTBILL | Midas | ~3.42% | +142bp | LOW | None |
| TBILL | OpenEden | ~3.37% | +137bp | LOW | KYC onboarding; verify current minimum |
| USTB | Superstate / Invesco | ~3.35% | +135bp | LOW | Qualified purchasers (high) |
Description
ISSUER DOCSYield-bearing dollar token backed by short-term US Treasuries and bank deposits; the yield accrues into the token price.
Buying · Q&A
4 QUESTIONSHow do I buy USDY?+
Buy on a DEX (Curve, Solana); direct mint requires KYC. The token runs on Ethereum / Solana (+10). Minimum: ~$50 (secondary market).
Where can I buy USDY?+
USDY trades on 8 exchanges and DEXs. By 24-hour volume the largest are Gate (USDY/USDT), Saphyre V2 (USDY/?), Bybit (USDY/USDT), LBank (USDY/USDT), Orca (A1KLOBRKBDE8TY9QTNQUTQ3C2ORTOC3U7TWGGZ7SETO6/?) (CoinGecko, 2026-10-19). Check that the venue serves your country before you sign up.
Do I need KYC to buy USDY?+
Not on the secondary market: USDY can be bought on a DEX without identity verification. Minting it directly with the issuer does require KYC.
Who can buy USDY?+
As Ondo Finance funds (OUSG, USDY) states it: US, accredited investors: no (Non-US persons only); US, retail investors: no (Non-US individuals and organisations only). The issuer has the final word; check its terms before buying.
Where to trade
8 VENUES · 24H VOL| VENUE | PAIR | VOL | SPRD |
|---|---|---|---|
| CEXGate ↗ | USDY/USDT | $1.7M | 0.02% |
| DEXSaphyre V2 ↗ | USDY/? | $60K | 0.60% |
| CEXBybit ↗ | USDY/USDT | $49K | 0.02% |
| CEXLBank ↗ | USDY/USDT | $33K | 0.02% |
| DEXOrca ↗ | A1KLOBRKBDE8TY9QTNQUTQ3C2ORTOC3U7TWGGZ7SETO6/? | $1K | 0.60% |
| CEXAftermath Finance ↗ | 0X960B531667636F39E85867775F52F6B1F220A058C4DE786905BDF761E06A56BB::USDY::USDY/0XF325CE1300E8DAC124071D3152C5C5EE6174914F8BC2161E88329CF579246EFC::AFSUI::AFSUI | $1K | — |
| CEXAftermath Finance ↗ | 0XF325CE1300E8DAC124071D3152C5C5EE6174914F8BC2161E88329CF579246EFC::AFSUI::AFSUI/0X960B531667636F39E85867775F52F6B1F220A058C4DE786905BDF761E06A56BB::USDY::USDY | $1K | — |
| DEXSaphyre ↗ | USDY/FROG | $112 | 0.67% |
CoinGecko tickers · 2026-10-19 · not a recommendation of any venue — check access, fees and whether the venue serves your country.
Issuer · primary market
SUBSCRIBE / REDEEMBuy on a DEX (Curve, Solana); direct mint requires KYC
Who may buy is set by the issuer — check their terms. Not investment advice.
Key facts
VERIFIED 2026-10-18- Yield / return
- ~3.69%
- Risk
- Very Low
- Minimum
- ~$50 (secondary market)
- Liquidity
- 24/7 on DEXs; direct redemption with KYC
- Custody
- Self-custody
- KYC
- Required to mint
- Verified
- 2026-10-18
Details
- Issuer
- Ondo Finance
- Type
- Tokenized Treasuries
- Category
- Tokenized Treasuries
- Yield source
- Short-term US Treasuries + bank deposits
- Network
- Ethereum / Solana (+10)
- Jurisdiction
- USA (non-US persons only)
- AUM
- $2.14B
Questions
ANSWERS- USDY or OUSG — what is the difference between Ondo’s two Treasury tokens, and which one fits me?
- Which tokenized assets can an AI agent buy on its own, without KYC — and which pays the most?
- Which tokenized US Treasury pays the highest yield right now — and who is allowed to buy it?
- Can I buy tokenized Treasuries without KYC, straight from my own wallet on a DEX?
- How much money do I need to invest in tokenized Treasuries — is $100 enough?