Ripple USD
Peers · Dollar Stablecoin
| TICKER | ISSUER | YIELD | vs SAV | RISK | MIN |
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Description
ISSUER DOCSRipple USD (RLUSD) is a stablecoin tracking the US dollar, fiat-backed, paying no yield. Trading +0.01% against one USD. About $2.4bn in circulation, on 2 chains (Ethereum, XRPL).
Buying · Q&A
3 QUESTIONSHow do I buy RLUSD?+
On exchanges (KYC there) or on a DEX with a self-custody wallet (no KYC). Minting and redeeming run through Ripple Mint, for institutional customers after a compliance check. The token runs on Ethereum / XRPL.
Do I need KYC to buy RLUSD?+
Not on the secondary market: RLUSD can be bought on a DEX without identity verification. Minting it directly with the issuer does require KYC.
Can I buy RLUSD in the EU?+
Not from a regulated provider. RLUSD is not authorised under MiCA, so EU-regulated exchanges and brokers may not sell it to EU customers. Holding it is not prohibited, and you can still swap into it on a DEX from your own wallet. Ripple holds an EU authorisation as a crypto-asset service provider, but RLUSD itself is not authorised as an e-money token in the EU.
Where to trade
SECONDARY MARKETNo market data for RLUSD yet — buy through the issuer below.
Issuer · primary market
SUBSCRIBE / REDEEMOn exchanges (KYC there) or on a DEX with a self-custody wallet (no KYC). Minting and redeeming run through Ripple Mint, for institutional customers after a compliance check.
Who may buy is set by the issuer — check their terms. Not investment advice.
Key facts
VERIFIED 2026-10-11- Yield / return
- No yield
- Risk
- Not rated (imported)
- Minimum
- —
- Liquidity
- Traded on public markets — venues not verified
- KYC
- To buy on a market: no KYC. To mint with the issuer: KYC required.
- Verified
- 2026-10-11
Details
- Issuer
- Ripple
- Type
- Dollar Stablecoin
- Category
- Payment Stablecoins
- Network
- Ethereum / XRPL
- Jurisdiction
- United States
- AUM
- $2,433,135,952 circulating
- EU (MiCA)
- Not authorised
Questions
ANSWERS- What are the largest US-dollar stablecoins right now?
- Which stablecoins are MiCA-compliant — and which ones can I no longer buy in the EU?
- Can I buy USDT, USDC or other stablecoins without KYC — and when do I need it?
- Can I still buy USDT in Germany or anywhere in the EU after MiCA — and is it legal to hold?