Ripple USD
Ripple USD (RLUSD) is a stablecoin tracking the US dollar, fiat-backed, paying no yield. Trading +0.01% against one USD. About $2.4bn in circulation, on 2 chains (Ethereum, XRPL).
On exchanges (KYC there) or on a DEX with a self-custody wallet (no KYC). Minting and redeeming run through Ripple Mint, for institutional customers after a compliance check.
Who may buy is set by the issuer — check their terms.
Price, yield or minimum: check with the provider
Our source lists what RLUSD is, and where it is held (Ethereum / XRPL) — but states no price, yield or minimum for it. Left empty here rather than estimated.
Key facts
- Yield / return
- No yield
- Liquidity
- Traded on public markets — venues not verified
- KYC
- To buy on a market: no KYC. To mint with the issuer: KYC required.
- Figures verified
- 2026-10-11
Details
- Issuer
- Ripple
- Type
- Dollar Stablecoin
- Category
- Payment Stablecoins
- Pillar
- Fixed Income
- Network
- Ethereum / XRPL
- Jurisdiction
- United States
- AUM
- $2,433,135,952 circulating
- EU (MiCA)
- Not authorised
Questions about RLUSD and Payment Stablecoins
- What are the largest US-dollar stablecoins right now?
- Which stablecoins are MiCA-compliant — and which ones can I no longer buy in the EU?
- Can I buy USDT, USDC or other stablecoins without KYC — and when do I need it?
- Can I still buy USDT in Germany or anywhere in the EU after MiCA — and is it legal to hold?
Buying RLUSD: common questions
How do I buy RLUSD?
On exchanges (KYC there) or on a DEX with a self-custody wallet (no KYC). Minting and redeeming run through Ripple Mint, for institutional customers after a compliance check. The token runs on Ethereum / XRPL.
Do I need KYC to buy RLUSD?
Not on the secondary market: RLUSD can be bought on a DEX without identity verification. Minting it directly with the issuer does require KYC.
Can I buy RLUSD in the EU?
Not from a regulated provider. RLUSD is not authorised under MiCA, so EU-regulated exchanges and brokers may not sell it to EU customers. Holding it is not prohibited, and you can still swap into it on a DEX from your own wallet. Ripple holds an EU authorisation as a crypto-asset service provider, but RLUSD itself is not authorised as an e-money token in the EU.
Other Payment Stablecoins from other issuers
304 more in this category, from other issuers.
Figures last verified against a live source on 2026-10-11. Yields are variable and not guaranteed. Not investment advice. © 2026 TokenBank — operated by NumericalsAI Inc. · JSON