Spark Savings

SPARKDeFi LendingMedium

~3.6% (variable)

Yield / return

checked 23 Jul 2026 · over 30 days old

Savings vaults from Spark (Sky ecosystem): deposit USDC, USDS or USDT and earn the Sky-linked savings rate. Over $1B across chains — one of the largest DeFi savings products.

No KYC on secondary market · self-custody

Deposit stablecoins at spark.fi

Who may buy is set by the issuer — check their terms.

Go to Spark ↗Trader view →

Minimum None · Self-custody · verify with the provider before acting

Key facts

Yield / return: ~3.6% (variable)
Risk: Medium
Minimum: None
Liquidity: Withdraw any time
Custody: Self-custody
KYC: None
Figures verified: 2026-07-23

Details

Issuer: Spark (Sky ecosystem)
Type: DeFi Lending
Category: DeFi Lending
Pillar: Fixed Income
Yield source: Sky savings rate / lending markets
Network: Ethereum / Arbitrum / Base
Jurisdiction: Decentralized protocol
AUM: ~$1B+ across chains

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What kind of asset is this? All types explained →

Questions about SPARK and DeFi Lending

Buying SPARK: common questions

How do I buy SPARK?

Deposit stablecoins at spark.fi. The token runs on Ethereum / Arbitrum / Base. Minimum: None.

Do I need KYC to buy SPARK?

Not on the secondary market: SPARK can be bought on a DEX without identity verification.

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