{"slug":"usdy-vs-ousg","question":"USDY or OUSG — what is the difference between Ondo’s two Treasury tokens, and which one fits me?","answer":"USDY (Ondo Finance) yields ~3.69%, minimum ~$50 (secondary market), can be bought on a DEX without KYC.","shortAnswer":"USDY (Ondo Finance) yields ~3.69%, minimum ~$50 (secondary market), can be bought on a DEX without KYC. OUSG (Ondo Finance) yields ~3.56%, minimum $5,000.","asOf":"2026-10-18","faq":[{"q":"Which one has the lowest minimum?","a":"USDY (Ondo Finance), with minimum ~$50 (secondary market). The highest stated minimum here is OUSG, with minimum $5,000."},{"q":"Which of them can I buy without KYC?","a":"1 of 2 can be bought on a DEX without identity verification: USDY. For the rest, the source does not state the secondary-market gate."},{"q":"Where does the yield come from?","a":"USDY: Short-term US Treasuries + bank deposits. OUSG: Institutional treasury / money-market funds."},{"q":"Which is the largest?","a":"By size, USDY at $2.1B, followed by OUSG at $578M. Size is not safety, but a larger product usually means a deeper market to sell into."},{"q":"How risky are they?","a":"USDY: Very Low. OUSG: Low. The risk label is ours, in plain language, and is explained on each token page."},{"q":"Are these yields fixed?","a":"2 of 2 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked on 2026-10-18."}],"count":2,"rows":[{"ticker":"USDY","name":"Ondo US Dollar Yield","issuer":"Ondo Finance","category":"Tokenized Treasuries","yield":"~3.69%","yieldPct":3.69,"yieldKind":"variable","minimumUsd":50,"size":"$2.14B","chains":"Ethereum / Solana (+10)","country":"USA (non-US persons only)","kycSecondary":"none","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/USDY","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/USDY","json":"https://tokenbank.world/api/tokens/USDY"},{"ticker":"OUSG","name":"Ondo Short-Term US Government Treasuries","issuer":"Ondo Finance","category":"Tokenized Treasuries","yield":"~3.56%","yieldPct":3.56,"yieldKind":"variable","minimumUsd":5000,"size":"$578M","chains":"Ethereum / Solana / Polygon","country":"USA","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://app.rwa.xyz/assets/OUSG","lastVerified":"2026-10-18","tier":"curated","page":"https://tokenbank.world/token/OUSG","json":"https://tokenbank.world/api/tokens/OUSG"}],"programs":[],"underlyings":[],"sources":[],"_links":{"page":"https://tokenbank.world/answers/usdy-vs-ousg","index":"https://tokenbank.world/api/v1/answers"},"_citation":"TokenBank, “USDY or OUSG — what is the difference between Ondo’s two Treasury tokens, and which one fits me?”, https://tokenbank.world/answers/usdy-vs-ousg (data as of 2026-10-18), CC BY 4.0.","_license":"CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/","_disclaimer":"Computed from sourced data; yields are variable and not guaranteed. Not investment advice. Verify each row’s source before relying on it."}