{"slug":"euro-yield-tokens","question":"Where can I earn yield in euros on-chain?","answer":"10 euro yield products in our data state a yield.","shortAnswer":"10 euro yield products in our data state a yield. The highest right now is EURSPKCC from Spiko at Net yield 4.62% in EUR (same dual labelling as USD class; spiko.io, 16 Oct 2026). The range runs from 1.57% (Aave V3 — EURC lending on Base) to 4.62%. Yields are variable and not guaranteed.","asOf":"2026-10-19","faq":[{"q":"Which of them can I buy without KYC?","a":"None of them is stated as buyable without KYC."},{"q":"Where does the yield come from?","a":"DL-JUPITERLEND-WSOL-SOLANA-57B6: Interest paid by borrowers. DL-JUPITERLEND-EURC-SOLANA: Interest paid by borrowers. DL-AAVEV3-EURE-GNOSIS: Interest paid by borrowers. DL-AAVEV3-EURC-ETHEREUM: Interest paid by borrowers. DL-AAVEV3-EURC-BASE: Interest paid by borrowers."},{"q":"Are these yields fixed?","a":"7 of 10 are variable: the rate moves with markets and is not guaranteed. The figures on this page were last checked between 2026-10-15T10:00:00.000Z and 2026-10-19."}],"count":10,"rows":[{"ticker":"EURSPKCC","name":"Spiko Cash & Carry Fund — EUR hedged share class","issuer":"Spiko","category":"Alternative Funds","yield":"Net yield 4.62% in EUR (same dual labelling as USD class; spiko.io, 16 Oct 2026)","yieldPct":4.62,"yieldKind":"variable","minimumUsd":null,"size":null,"chains":"Ethereum / Polygon PoS / Arbitrum One (+4)","country":"France (EU)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.spiko.io/spiko-cash-carry","lastVerified":null,"tier":"imported","page":"https://tokenbank.world/token/EURSPKCC","json":"https://tokenbank.world/api/tokens/EURSPKCC"},{"ticker":"DL-JUPITERLEND-WSOL-SOLANA-57B6","name":"Jupiter Lend — WSOL lending (WSOL/EURC) on Solana","issuer":"Jupiter Lend (protocol)","category":"DeFi Lending","yield":"4.04% (variable, DefiLlama 2026-10-19)","yieldPct":4.04,"yieldKind":"variable","minimumUsd":null,"size":"$3.2M","chains":"Solana","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/57b641d6-4f90-45df-be94-1bd5c7fae6c9","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-JUPITERLEND-WSOL-SOLANA-57B6","json":"https://tokenbank.world/api/tokens/DL-JUPITERLEND-WSOL-SOLANA-57B6"},{"ticker":"DL-JUPITERLEND-EURC-SOLANA","name":"Jupiter Lend — EURC lending (Earn) on Solana","issuer":"Jupiter Lend (protocol)","category":"DeFi Lending","yield":"3.72% (variable, DefiLlama 2026-10-19)","yieldPct":3.72,"yieldKind":"variable","minimumUsd":null,"size":"$4.8M","chains":"Solana","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/c6d1abbb-1e0a-47a0-99bd-3155b797d7d3","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-JUPITERLEND-EURC-SOLANA","json":"https://tokenbank.world/api/tokens/DL-JUPITERLEND-EURC-SOLANA"},{"ticker":"LU-DLT-2036-EUR","name":"Grand Duchy of Luxembourg EUR 1.7bn 3.70% DLT-native sovereign bond 2036","issuer":"Grand Duchy of Luxembourg (State Treasury)","category":"Tokenized Bonds","yield":"3.70%","yieldPct":3.7,"yieldKind":"fixed","minimumUsd":null,"size":"EUR 1.7bn","chains":"Clearstream D7 DLT","country":"Luxembourg (EU)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://gouvernement.lu/en/actualites/toutes_actualites/communiques/2026/10-octobre/14-luxembourg-emprunt.html","lastVerified":"2026-10-16T16:00:00.000Z","tier":"imported","page":"https://tokenbank.world/token/LU-DLT-2036-EUR","json":"https://tokenbank.world/api/tokens/LU-DLT-2036-EUR"},{"ticker":"CDC-DIGI-2024-EUR","name":"EUR 100m 3.33% Digitally Native Notes due 2034","issuer":"Caisse des Dépôts et Consignations","category":"Tokenized Bonds","yield":"3.33%","yieldPct":3.33,"yieldKind":"fixed","minimumUsd":null,"size":"100000000","chains":"Euroclear D-FMI; cash leg on Banque de France DL3S","country":"Belgium (EU)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.caissedesdepots.fr/sites/default/files/2024-11/2024%2011%2007%20PR%20CDC%20first%20issuance%20of%20digitally%20native%20notes%20in%20the%20context%20of%20the%20Eurosystem%27s%20exploratory%20works.pdf","lastVerified":"2026-10-16T16:00:00.000Z","tier":"imported","page":"https://tokenbank.world/token/CDC-DIGI-2024-EUR","json":"https://tokenbank.world/api/tokens/CDC-DIGI-2024-EUR"},{"ticker":"EURSAFO","name":"Spiko Euro (Spiko Amundi Overnight Swap Fund, EUR share class)","issuer":"Spiko","category":"Tokenized Treasuries","yield":"Net yield 2.84% net of fees (spiko.io, 16 Oct 2026)","yieldPct":2.84,"yieldKind":"variable","minimumUsd":null,"size":null,"chains":"Ethereum / Polygon PoS / Arbitrum One (+4)","country":"France (EU)","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":"0x0990b149e915cb08e2143a5c6f669c907eddc8b0","source":"https://www.spiko.io/spiko-euro","lastVerified":null,"tier":"imported","page":"https://tokenbank.world/token/EURSAFO","json":"https://tokenbank.world/api/tokens/EURSAFO"},{"ticker":"HKGB-DIGI-2025-EUR","name":"HKSAR Government — Digital Green Bond 2025 (EUR 4-year tranche)","issuer":"HKSAR Government","category":"Tokenized Treasuries","yield":"2.512% coupon","yieldPct":2.512,"yieldKind":"fixed","minimumUsd":null,"size":"EUR 300 million","chains":"HSBC Orion","country":"Hong Kong","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://www.hkma.gov.hk/eng/news-and-media/press-releases/2025/11/20251111-6/","lastVerified":"2026-10-15T10:00:00.000Z","tier":"imported","page":"https://tokenbank.world/token/HKGB-DIGI-2025-EUR","json":"https://tokenbank.world/api/tokens/HKGB-DIGI-2025-EUR"},{"ticker":"DL-AAVEV3-EURE-GNOSIS","name":"Aave V3 — EURE lending on Gnosis","issuer":"Aave V3 (protocol)","category":"DeFi Lending","yield":"2.43% (variable, DefiLlama 2026-10-19)","yieldPct":2.43,"yieldKind":"variable","minimumUsd":null,"size":"$5.0M","chains":"Gnosis","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/eb089ddf-77ba-459c-8e87-7a66c7fc3f27","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-AAVEV3-EURE-GNOSIS","json":"https://tokenbank.world/api/tokens/DL-AAVEV3-EURE-GNOSIS"},{"ticker":"DL-AAVEV3-EURC-ETHEREUM","name":"Aave V3 — EURC lending on Ethereum","issuer":"Aave V3 (protocol)","category":"DeFi Lending","yield":"2.37% (variable, DefiLlama 2026-10-19)","yieldPct":2.37,"yieldKind":"variable","minimumUsd":null,"size":"$15.1M","chains":"Ethereum","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/bdcf8682-1d72-42a7-b23e-f56d666dd10e","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-AAVEV3-EURC-ETHEREUM","json":"https://tokenbank.world/api/tokens/DL-AAVEV3-EURC-ETHEREUM"},{"ticker":"DL-AAVEV3-EURC-BASE","name":"Aave V3 — EURC lending on Base","issuer":"Aave V3 (protocol)","category":"DeFi Lending","yield":"1.57% (variable, DefiLlama 2026-10-19)","yieldPct":1.57,"yieldKind":"variable","minimumUsd":null,"size":"$6.1M","chains":"Base","country":"Decentralized protocol","kycSecondary":"unknown","maturity":null,"lifecycle":"live","isin":null,"contract":null,"source":"https://defillama.com/yields/pool/6652ed18-d327-46cd-9bac-08e0e14ea715","lastVerified":"2026-10-19","tier":"imported","page":"https://tokenbank.world/token/DL-AAVEV3-EURC-BASE","json":"https://tokenbank.world/api/tokens/DL-AAVEV3-EURC-BASE"}],"programs":[],"underlyings":[],"sources":[],"_links":{"page":"https://tokenbank.world/answers/euro-yield-tokens","index":"https://tokenbank.world/api/v1/answers"},"_citation":"TokenBank, “Where can I earn yield in euros on-chain?”, https://tokenbank.world/answers/euro-yield-tokens (data as of 2026-10-19), CC BY 4.0.","_license":"CC BY 4.0 — https://creativecommons.org/licenses/by/4.0/","_disclaimer":"Computed from sourced data; yields are variable and not guaranteed. Not investment advice. Verify each row’s source before relying on it."}