{"_id":"token-436680","name":"Morpho Vaults (USDC)","ticker":"MORPHO","pillar":"Fixed Income","type":"DeFi Lending","category":"DeFi Lending","description":"Curated lending vaults on Morpho: professional curators allocate your USDC across lending markets (including RWA collateral like Apollo's ACRED). Rates vary per vault; curator + smart-contract risk.","apy":"~3.5-5% (net, largest USDC vaults; variable)","risk":"Medium","minInvestment":"None","issuer":"Morpho (vaults by curators)","yieldSource":"Lending interest across curated markets","maturity":null,"term":null,"liquidity":"Withdraw any time (subject to vault liquidity)","aum":"Top-3 DeFi lending protocol","network":"Ethereum / Base (+)","country":"Decentralized protocol","custody":"Self-custody","howToBuy":"Connect a wallet at app.morpho.org, pick a vault","rating":null,"kyc":"None","networkFee":null,"networkFeeUsd":null,"investUrl":"https://app.morpho.org","source":"https://morpho.org","lastVerified":"2026-10-19","featured":false,"apyPct":3.5,"apyPctLow":3.5,"apyPctHigh":5,"apyKind":"variable","minInvestmentUsd":0,"custodyType":"self","access":{"kycMint":"none","kycSecondary":"none","kycRedeem":"unknown","accreditedOnly":false,"whitelistRequired":false},"verified":"curated","isin":null,"underlyingSymbol":null,"underlyingIsin":null,"lifecycle":"live","maturityDate":null,"contract":null,"targetArea":[],"areas":[],"_links":{"page":"https://tokenbank.world/token/MORPHO","all":"https://tokenbank.world/api/tokens"},"_disclaimer":"Sourced figures; yields are variable and not guaranteed. Target/Area describe who the issuer aims the product at and where. They are not an eligibility check — who may buy is set by the issuer. Not investment advice. Verify the source before relying on any figure."}