{"_id":"token-436681","name":"Coinbase USDC Rewards","ticker":"CB-USDC","pillar":"Fixed Income","type":"CeFi Earn","category":"CeFi Earn","description":"Hold USDC on Coinbase and receive rewards — the simplest on-ramp yield, no DeFi interaction. Custodial: you trust Coinbase; rate set by Coinbase and can change.","apy":"~3.75% (Coinbase One members; varies by region and membership)","risk":"Low-Medium","minInvestment":"None","issuer":"Coinbase","yieldSource":"Coinbase rewards program (USDC reserves economics)","maturity":null,"term":null,"liquidity":"Instant — sell/withdraw any time","aum":"—","network":"Custodial (in-app)","country":"USA; EU via MiCA-licensed entity","custody":"Custodial (Coinbase)","howToBuy":"Buy/hold USDC in the Coinbase app","rating":null,"kyc":"Required","networkFee":null,"networkFeeUsd":null,"investUrl":"https://www.coinbase.com/usdc","source":"https://www.coinbase.com/one","lastVerified":"2026-10-19","featured":false,"apyPct":3.75,"apyPctLow":3.75,"apyPctHigh":3.75,"apyKind":"variable","minInvestmentUsd":0,"custodyType":"custodial","access":{"kycMint":"required","kycSecondary":"unknown","kycRedeem":"unknown","accreditedOnly":false,"whitelistRequired":false},"verified":"curated","isin":null,"underlyingSymbol":null,"underlyingIsin":null,"lifecycle":"live","maturityDate":null,"contract":null,"targetArea":[],"areas":[],"_links":{"page":"https://tokenbank.world/token/CB-USDC","all":"https://tokenbank.world/api/tokens"},"_disclaimer":"Sourced figures; yields are variable and not guaranteed. Target/Area describe who the issuer aims the product at and where. They are not an eligibility check — who may buy is set by the issuer. Not investment advice. Verify the source before relying on any figure."}